Great points to consider. when you first start on something new there is always that period of thinking where you fit in. The more knowledge you gain the more your able to help yourself and utimately others as well. It's too bad there are those who forget that small point because all of us had to start at the exact same place as the other newbies. I suspect at that time that even the ones that refuse to help others now needed that same assistance in their past. Personally though, I firmly believe this, to learn one must admit he knows nothing and if there comes a time where he believe he knows everything, again he knows nothing except he loses he ability to learn because his pride convinces him he already knows everything. thanks for the listening ear ===== Merrill A. Butterman Jr. __________________________________ Do you Yahoo!? Yahoo! Finance Tax Center - File online. File on time. http://taxes.yahoo.com/filing.html