Yes, fstab is read on boot and AFAIK you can't make linux refresh it without reboot.
I'm sorry, but if you don't know scott, don't answer, you can refresh
without rebooting, It ain't windoze,
'mount' to see all mounted thing 'mount -a' to mount everything from /etc/fstab
Just for completness, a better way might be one which affects just the mount point in question:
mount -o remount /mnt/windows
Or more prosaically:
umount /mnt/windows mount /mnt/windows
Peter